Identity Theft Protection

Identity Theft ProtectionDID YOU KNOW…………

  • 27.3 million Americans have been victims in the last 5 years
  • There were over 9.9 million victims in 2002
  • Each victim spends an average of 600 hours to repair damage
  • 67% of ID theft victims report that existing card accounts were misused.

ID Protection Service is a comprehensive Identity Theft Protection solution.  As a subscriber to ID Protection Service, you will gain the peace of mind knowing that ID Protection Service includes robust Detection, Reimbursement and Resolution services.

Detection
In order to combat the potentially devastating financial consequences of an identity theft, ID Protection Service monitors your Experian credit report daily and automatically alerts you of any changes.  The robust protection plan includes:

  • Constant, proactive monitoring of your Experian Credit Report
  • Email notification alert of any change to your Experian Credit Report
  • Online access to all alerts generated from ID Protection Service
  • Ability to request copies of you Experian Credit Report
  • Flexible subscription plans

Resolution
A person can do everything right, and still become victim of identity theft.  That is why ID Protection Service has partnered with Identity Safeguards to provide a full recovery service to each of its subscribers.  If a theft occurs, ID Protection Service acts quickly to ensure that the financial and emotional damage is kept to a minimum.  Victims are assigned a Personal Recovery Advocate who manages their case from beginning to end.  With the help of our Recovery Advocate, the time and stress associated with restoring your credit profile are dramatically reduces.

Victim contacts ID Protection
Service at 877-353-7283		 If subscriber becomes a victim of identity theft, ID Protection Service is on hand to report the incident and assign a Personal Recovery Advocate ID Theft Discovered
Recovery Advocate Assigned In most cases, a Recovery Advocate is assigned to the victim’s case within hours of the initial report. The Recovery Advocate will work on the victim’s behalf in order to resolve any complications the theft creates 1 Business Day
Personalized Recovery Plan created and implemented A Recovery Plan is created within 3 business days. The Recovery Plan provides a roadmap for the recovery process and helps to ensure that the victim’s case if resolved with minimal damage to the victim’s good name. 3 Business Days
Case Closure and Follow-Up Our Recovery Advocates are dedicated to restoring a victim’s good name and will continue working to restore the victim’s identity regardless of how long it takes. Once the problems associated with the identity theft are resolved, the Recovery Advocate will monitor the status of the victim’s identity for 6 months. Resolution

Reimbursement
In order to combat the potentially devastating financial consequences of an identity theft, ID Protection Service also includes Identity Theft insurance provided by AIG*. ID Protection Service’s reimbursement program compensates victims for the lost income and expenses associated with the crime. The robust program includes:

  • Up to $25,000 in total reimbursements
  • $0 Deductible
  • 6 month reporting period
  • Up to $1,000 per week in lost wage reimbursements

*Insurance underwritten by member companies of American International Group, Inc. The description herein is a summary only. It does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. coverage is not available to residents of New York State.