|
          
| |
We want to help guide you through the mortgage process. Below is a
checklist of the standard information needed by most lending institutions.
Some items may vary, but this checklist is a great place to start and to use as
a reference. For your convenience, print this page and check off the items
that have been completed.
- Appraisal and credit report fees collected at application.
- Landlord information if applicable (past 12 months cancelled checks)
- Social Security numbers for all borrowers
- W-2 forms from past two years for all borrowers and all jobs.
- Most recent pay stubs for the last 30 days showing YTD income.
- Bank statements from the last three months for all accounts, all borrowers
and all funds. Also indicate any life insurance, retirement funds,
real estate owned and any other assets
- Copy of all earnest money deposits (front & back).
- A list of all creditors, including their complete addresses, account
numbers, balances due and minimum monthly payment for each one (include
present mortgage if applicable).
- Contract of Sale for property to be purchased (Deed if a refinance) and
contract or deed for land (if construction loan), whichever is applicable.
- Listing
- Leases, if applicable
- If not established at current residence or employer for two years, have
the complete names and addresses for all prior residences and employers
The following must also be provided in addition to the above if applying for a
construction loan:
- Signed proposal/contract
- Contract specifications
- Blueprints
- Land Plat
- Draw schedule
- Building Permit
- Contractor's License
Equal Housing Lender
FDIC Insured
|
