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- Requires a 20% down payment
- Can lend 80% of purchase price or appraised value, whichever is less
- Term is 30 years with adjustments either 1 or 3 years (see glossary)
- Rate and points to be determined
- We allow you to choose "Escrow" or "Pay Own Expenses"
Adjustable Rate Mortgage (ARM) with PMI (see glossary)
- Requires as little as a 5% down payment
- Must be approved by "Mortgage Insurance Company"
- No investment or commercial properties
- Rate, points and term to be determined
Equal Housing Lender
 FDIC
Insured
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