Passbook Savings
| PRODUCT | RATE | APY%* | |
| SAVINGS | Passbook Savings | 0.80 | .0.80% |
| Christmas Club | 0.80 | 0.80% | |
| Money Market | 0.90 | 0.90% |
*APY means Annual Percentage Yield
**This rate and yield effective for balances greater than $2,500.00 otherwise the regular
Passbook Savings rate is earned.
Out-of-state deposits will not be accepted. Midstate Federal reserves the right to refuse any deposit or request for a savings account.
- This account allows unlimited deposits and withdrawals.
- It takes as little as $10.00 to open and $25.00 to earn stated yield.
- Interest is compounded daily and credited monthly.
- Interest may be mailed monthly, quarterly, semi-annually or annually.
- Interest can also be transferred to any other Midstate account in the same way as stated above.
- The rate may change at any time without limit and prior notice.
**Rates as of 08/08/2011
- This account allows unlimited deposits and withdrawals.
- It takes as little as $10.00 to open and $25.00 to earn stated yield.
- Interest is compounded daily and credited monthly.
- The rate may change at any time without limit and prior notice.
- Checks for the balance are mailed around the end of November.
- This account allows unlimited deposits and withdrawals.
- It takes as little as $100.00 to open and earn stated yield.
- Interest is compounded daily and credited monthly.
- Interest may be mailed monthly, quarterly, semi-annually or annually.
- Interest can also be transferred to any other Midstate account in the same way as stated above.
- The rate may change at any time without limit and prior notice.
- A higher balance earns a higher rate of return. When the balance reaches $2,500.00, the Annual Percentage Yield increases.




