Checking Accounts
Current Rates
| PRODUCT | RATE | APY% | |
| CHECKING | Free “No Fee” Checking | NONE | NONE |
| Income Plus Checking | 1.09 | 1.10% | |
| Golden Oldie Checking | 1.09 | 1.10% | |
| Super Services Checking | NONE | NONE | |
| Small Business Checking | NONE | NONE | |
| Business Checking | NONE | NONE |
- NO SERVICE CHARGES
- Minimum Opening Balance: $100.00
- No Minimum Balance after 30 days
- Free Direct Deposits
- Overdraft Protection*
- Minimum Opening Balance: $100.00
- Average Daily Balance to Earn Interest: $100.00
- Unlimited FREE Direct Deposits
- FREE Wire Transfers
- Overdraft Protection*
- FREE Money Orders
- Monthly Service Charge; $5.00
You must be at least 55 or older to be eligible for this account.
- Minimum Opening Balance: $100.00
- Average Daily Balance to Earn Interest: $100.00
- Unlimited FREE Direct Deposits
- Overdraft Protection*
- FREE Money Orders
- Average Daily Balance to Avoid Service Charge: $300.00
- Monthly Service Charge: $3.00
- Minimum Opening Balance: $100.00
- Unlimited FREE Direct Deposits
- FREE Wire Transfers
- Overdraft Protection*
- FREE Money Orders
- Average Daily Balance to Avoid Service Charge: $300.00
- Monthly Service Charge; $5.00
*Overdraft protection is available using any Midstate – Savings, Money Market or Checking account. There is a per transfer fee associated with this service.



