Checking Accounts

Current Rates**

  PRODUCT RATE APY%
CHECKING Free “No Fee” Checking NONE NONE
  Income Plus Checking 1.00 1.00%
  Golden Oldie Checking 1.00 1.00%
  Super Services Checking NONE NONE
       
  Small Business Checking NONE NONE
  Business Checking NONE NONE

Free “No Fee” Checking

  • NO SERVICE CHARGES
  • Minimum Opening Balance: $100.00
  • No Minimum Balance after 30 days
  • Free Direct Deposits
  • Overdraft Protection*

Income Plus Checking

  • Minimum Opening Balance: $100.00
  • Average Daily Balance to Earn Interest: $100.00
  • Unlimited FREE Direct Deposits
  • FREE Wire Transfers
  • Overdraft Protection*
  • FREE Money Orders
  • Monthly Service Charge; $5.00

Golden Oldie Checking

You must be at least 55 or older to be eligible for this account.

  • Minimum Opening Balance: $100.00
  • Average Daily Balance to Earn Interest: $100.00
  • Unlimited FREE Direct Deposits
  • Overdraft Protection*
  • FREE Money Orders
  • Average Daily Balance to Avoid Service Charge: $300.00
  • Monthly Service Charge: $3.00

Super Services Checking

  • Minimum Opening Balance: $100.00
  • Unlimited FREE Direct Deposits
  • FREE Wire Transfers
  • Overdraft Protection*
  • FREE Money Orders
  • Average Daily Balance to Avoid Service Charge: $300.00
  • Monthly Service Charge; $5.00

*Overdraft protection is available using any Midstate – Savings, Money Market or Checking account. There is a per transfer fee associated with this service.

**Rates as of 08/08/11