Certificates of Deposit
Current Rates**
| PRODUCT | RATE | APY%* | |
| CERTIFICATES | 90 Day CD | 0.90 | 0.90% |
| 6 Month CD | 0.95 | 0.95% | |
| 12 month CD | 1.04 | 1.05% | |
| 18 Month CD | 1.09 | 1.10% | |
| 24 Month Bump up CD | 1.19 | 1.20% | |
| 30 Month CD | 1.29 | 1.30% | |
| 36 Month CD (Min $100)(Add-on) | 1.39 | 1.40% | |
| 48 Month Double Bump up CD | 1.69 | 1.70% | |
| 56 Week CD | 1.04 | 1.05% | |
| 60 Month CD | 1.78 | 1.80% | |
| 13-17 Month CD ($10,000 min) | 1.14 | 1.15% | |
| 19-23 Month CD ($10,000 min) | 1.19 | 1.20% | |
| 31 Month CD ($10,000 min) | 1.34 | 1.35% | |
| 60 Month Variable Rate | Weekly Rates | Weekly Rates | |
| 30 Month Variable Rate | Weekly Rates | Weekly Rates |
* APY refers to Annual Percentage Yield
**Rates as of 08/08/11
- Minimum opening deposit/balance: $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Minimum opening deposit/balance: $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Minimum opening deposit/balance: $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Minimum opening deposit/balance: $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Minimum opening deposit/balance: $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Rate may be increased one (1) time during the term
- Minimum opening deposit/balance: $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
36 month CD – “Add on” feature
- $100 to open account
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- You may make unlimited deposits of $100.00 or more
- Minimum opening deposit/balance: $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Rate may be increased two (2) times during the term
56 week CD in honor of Kitty Gerling’s 56+ years of service
- Minimum opening deposit/balance $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- You may make unlimited deposits of $100.00 or more
- Minimum opening deposit/balance $1,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Minimum opening deposit/balance: $10,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Negotiable term from 13 to 17 months
- Minimum opening deposit/balance: $10,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
- Negotiable term from 19 to 23 months
- Minimum opening deposit/balance: $10,000.00
- Interest compounded daily, credited monthly
- Three options for interest distribution:
- Compound (Leave in the account)
- Transfer to another account
- Have a check mailed
- 7 Grace days at maturity
- A penalty may be imposed for early withdrawal
